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Is insurance needed where you live?


Staff member
It depends on which insurance it is. For example, car insurance is mandatory. National health insurance too. The others are optional, but most of the people have them. Sometimes even for their dogs.
Yes, in most advanced countries the following insurances are mandatory:

- Car insurance
- House insurance
- Life insurance if you get divorced or have a mortgage.

In some countries, accident and health insurance is also needed.

In many developing countries, insurances aren't mandatory, but that tends to change.

I can remember that there were some changeswhen I briefly lived in Cambodia many years ago. Motorbike and car insurance became compulsory, but it wasn't enforced.

That might have changed these days.