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It depends where you are based. Let's simplify this with the colours we know on traffic lights:
Green countries would be in the EEC, Australia, Canada and most other developed countries. In these countries you are spoiled for choice, which isn't always a good thing as it could lead to analysis paralysis.
In amber countries, like in some developing and mid-income level countries, there are plenty of options, but they are more limited, and you might need to go through advisors.
In red countries, like Iraq, Iran and many war-torn and US-sanctioned countries, it is extremely difficult to do it properly.